Maximum Ira Catch Up Contribution 2024. The total of all employee and employer contributions per employer will increase from $66,000 in 2023 to $69,000 in 2024 for those under 50. That means people over 50 can contribute up to $30,500 to these retirement plans.

This is a $500 increase over the 2023 limit, as previously noted. If you are married and filing jointly, the limits are $230,000 and $240,000.